Editorial standards
- Primary sources first. We prioritize Federal Student Aid, the U.S. Department of Education, federal court-related official notices, and the FTC for subscription or consumer-protection topics.
- Dates are visible. Each guide should state when it was last reviewed. Dates tied to individual borrowers must be confirmed in their official notices.
- Not personalized advice. The website does not determine eligibility, calculate a binding payment amount, or tell a visitor that a loan will be forgiven.
- Distinguish facts from interpretation. Where a rule is complex, the guide says to verify with the official calculator, application, or loan servicer.
- Update when official pages change. The library should be reviewed regularly and immediately when a primary source announces a material change. No update process can guarantee real-time coverage.
Current source library
Federal Student Aid — SAVE Plan transition FAQs ↗Official notice process, plan eligibility, payment counting, and steps for former SAVE borrowers.Federal Student Aid — IDR Plan FAQs ↗Current eligibility and general plan comparison.Federal Student Aid — Repayment Calculator guide ↗How to compare payment estimates and plans that are scheduled to end.Federal Student Aid — Repayment plans ↗Official list of repayment plan options.Federal Student Aid — Income-driven repayment ↗Current overview of IDR plan calculations.Federal Student Aid — Big updates ↗Federal student aid changes and transition information.Federal Student Aid — IDR application ↗Official application path.Federal Student Aid — PSLF ↗Public Service Loan Forgiveness tools and requirements.Federal Student Aid — Court actions ↗Official student-loan court-action information.Federal Student Aid — Prepare for payments ↗Payment readiness, autopay, and servicer support.U.S. Department of Education — SAVE transition announcement ↗Department announcement about the SAVE transition.Federal Student Aid Partners — PSLF application update ↗Official operational update after the June 30, 2026 court decision on the PSLF employer-rule attestation.Federal Trade Commission — Subscription & negative-option resources ↗FTC materials about recurring billing and negative-option practices.FTC Consumer Advice — Subscriptions and cancellation ↗Consumer guidance on clear subscription terms and cancellation.
Last review date and limitations
The repayment content in this package was reviewed against linked official pages as of October 11, 2026. A page may be changed by a government agency after this review. We do not provide automated monitoring of Federal Student Aid or a legal opinion on pending or resolved litigation. If a source is more current than this library, follow the current source and contact your servicer for account-specific matters.