Federal student-loan rules are changing.Latest verified updates Reviewed October 11, 2026
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PRACTICAL PLANNING TOOL

Repayment plan comparison worksheet.

Use this worksheet after you run official estimates. It helps organize the options and questions—not calculate eligibility or select a plan for you.

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Privacy note

This page contains no submit function and does not save the fields to our database. Print it or save as PDF using your browser. Avoid using a shared device for personal financial notes.

My plan comparison

Fill this in using information from your official StudentAid.gov Loan Simulator and servicer.

Compare official estimates

Plan / optionEstimated monthly paymentProjected total paidRepayment / discharge termNotes / risks to verify

Do not use a generic estimate as a promise of future payment or forgiveness. Confirm final terms through official systems.