Our corporate mission is to lower the cost of your student borrowing and provide you with the best possible repayment plan. We create a plan specifically for you.

 

We also serve as an advocate for student loan borrowers within the industry. Our partner, OneSimpleLoan, is an active member within key industry associations and has taken the unprecedented step of filing a 2006 lawsuit challenging some of the U.S .Department of Education's rules that limited consolidation options. This lawsuit was a critical catalyst behind the Federal Government's June 2006 repeal of the single holder rule.

Our partner OneSimpleLoan is a Dun & Bradstreet listed professional consulting firm located in Oldsmar, Florida. ALU, Inc., dba OneSimpleLoan, is insured and bonded with a $1 million per occurrence Errors and Omissions Policy through Lloyds of London. OSL has been in business since June of 1999 and are members of the Tampa Chamber of Commerce, Better Business Bureau (BBB), and the National Council of Higher Education Loan Programs (NCHELP). The President of OSL has been appointed to NCHELP's Debt Management committee. Additionally, OSL is a member of, and in good standing with, FASFAA (Florida Association of Student Financial Aid Administrators), a prestigious industry group dedicated to the promotion of effective college financial aid.

Our affiliation with these highly-reputable industry organizations is your assurance that SBS has passed their stringent standards for conducting business in a sound and ethical manner.

Because we are an independent consulting firm, we are able to provide objective, unbiased information to you the borrower. We are always looking out for your best interest, instead of the lender's.

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Our knowledge of Student Loan Consolidation is unparalleled
in the industry.

If there's anything we've learned over the years, it's that there is a lot of misinformation and confusion about Federal student loan programs and student loan consolidation.  Lenders, servicers and school financial aid officers may not be as well versed in each program as expected.

At SBS, each student loan consultant undergoes rigorous screening, testing and in-house certification before becoming a member of the SBS firm. In addition, ongoing training is required to stay up-to-date on all facets of various student loan consolidation programs, including constantly-changing laws and regulations.

This expertise is but one of the many qualities that sets us apart from all the other loan consolidators out there.

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Our in-depth knowledge of loan consolidation
can save you money!

Let's face it, lenders, servicers and even some college financial aid offices make money from your student loan interest and loan consolidation fees.  And that can sometimes color their way of packaging your student debt consolidation.

SBS doesn't charge you any fees at all.  We're paid by the servicers and lending institutions that consolidate your loans no matter how we structure the consolidation.  That means that we can counsel you on taking advantage of consolidation "tricks of the trade" that other lenders may not want to tell you about, since it may take money out of their pockets. 

For example, not every lender will volunteer to tell you about the benefits of deferment vs. forbearance... the difference could save you thousands in interest fees!

Why not consolidate with SBS and discover what we can do for you?

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When we say "personal service,"
we mean personal service!

When you call SBS at 1-866-652-2121 during our extended business hours, our phones are answered with a live person - you will not get caught up in a voicemail maze.  Even the president takes calls and handles quality control issues...that's how committed we are to making sure you get our personal attention.

But that's not all.  Unlike most other loan consolidators, a dedicated SBS Student Loan Consultant will be assigned to you. As your personal contact, your consultant will be available to answer your questions about your particular situation, as well as keep you apprised throughout the loan consolidation process.

Your Student Loan Consultant will also be the one personally contacting all the various parties involved to get your loans consolidated; you won't have to worry about that.

In sum, think of SBS as your personal advocate and consultant to help you reap the benefits of loan consolidation.

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Contact SBS now
for a no-obligation consultation

We know you have a lot of choices out there when it comes to managing your student loans debt.  Why not give us a call at 1-866-652-2121 or chat with a live agent, and see for yourself how we can help you?